:root{
    --navy:#1F2E55; --navy-2:#162241; --navy-3:#0E1830;
    --ink:#1A2133; --muted:#5B6476; --line:#E3E7EF;
    --bg:#FFFFFF; --bg-soft:#F4F6FA; --accent:#3D7BFF; --accent-soft:#E9F0FF;
    --radius:14px; --max:1200px;
  }
  *{box-sizing:border-box;margin:0;padding:0}
  html{scroll-behavior:smooth}
  body{font-family:Pretendard,-apple-system,"Malgun Gothic",sans-serif;color:var(--ink);background:var(--bg);line-height:1.6;-webkit-font-smoothing:antialiased;word-break:keep-all}
  a{color:inherit;text-decoration:none}
  img,svg{display:block}
  .wrap{max-width:var(--max);margin:0 auto;padding:0 24px}
  .eyebrow{font-family:Quicksand,sans-serif;font-weight:600;letter-spacing:.18em;font-size:13px;color:var(--accent);text-transform:uppercase}
  h2.sec-title{font-size:clamp(26px,3.2vw,38px);font-weight:800;letter-spacing:-.02em;margin:10px 0 12px;line-height:1.3}
  .sec-desc{color:var(--muted);font-size:17px;max-width:640px}
  section{padding:110px 0}

  /* ---------- Header ---------- */
  header{position:fixed;inset:0 0 auto 0;z-index:50;transition:background .25s, box-shadow .25s}
  header.scrolled{background:rgba(255,255,255,.96);backdrop-filter:blur(8px);box-shadow:0 1px 0 var(--line)}
  .nav{display:flex;align-items:center;justify-content:space-between;height:78px}
  .brand{display:flex;align-items:center;gap:12px;color:#fff}
  header.scrolled .brand{color:var(--navy)}
  .brand svg{height:44px;width:auto}
  .brand-sub{font-size:12px;font-weight:600;padding-left:12px;border-left:1px solid currentColor;opacity:.85;line-height:1.3}
  .menu{display:flex;gap:36px;list-style:none}
  .menu a{color:rgba(255,255,255,.9);font-weight:600;font-size:15.5px;position:relative;padding:6px 0}
  header.scrolled .menu a{color:var(--ink)}
  .menu a::after{content:"";position:absolute;left:0;bottom:0;width:0;height:2px;background:var(--accent);transition:width .2s}
  .menu a:hover::after{width:100%}
  .nav-right{display:flex;align-items:center;gap:14px}
  .lang{font-family:Quicksand,sans-serif;font-size:13px;font-weight:600;color:rgba(255,255,255,.8)}
  header.scrolled .lang{color:var(--muted)}
  .lang b{color:#fff} header.scrolled .lang b{color:var(--navy)}
  .btn{display:inline-flex;align-items:center;gap:8px;border-radius:999px;font-weight:700;font-size:15px;padding:12px 22px;border:0;cursor:pointer;transition:transform .15s, background .2s}
  .btn:hover{transform:translateY(-1px)}
  .btn-accent{background:var(--accent);color:#fff}
  .btn-accent:hover{background:#2C68E8}
  .btn-ghost{background:rgba(255,255,255,.12);color:#fff;border:1px solid rgba(255,255,255,.35)}
  .btn-sm{padding:9px 16px;font-size:14px}
  .burger{display:none;background:none;border:0;color:#fff;cursor:pointer}
  header.scrolled .burger{color:var(--navy)}

  /* ---------- Hero ---------- */
  .hero{position:relative;min-height:100vh;display:flex;align-items:center;padding:140px 0 120px;color:#fff;overflow:hidden;
    background:radial-gradient(1200px 600px at 85% 20%, #2C4280 0%, transparent 60%),linear-gradient(160deg,var(--navy) 0%,var(--navy-3) 100%)}
  .hero::before{content:"";position:absolute;inset:0;background-image:linear-gradient(rgba(255,255,255,.04) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.04) 1px,transparent 1px);background-size:56px 56px;mask-image:linear-gradient(180deg,#000 30%,transparent)}
  .hero-mark{position:absolute;right:-120px;top:50%;transform:translateY(-50%);width:min(760px,70vw);opacity:.07;color:#fff;pointer-events:none}
  .hero .wrap{position:relative;width:100%}
  .hero h1{font-size:clamp(36px,5.6vw,68px);font-weight:800;line-height:1.18;letter-spacing:-.03em;margin:18px 0 22px}
  .hero h1 em{font-style:normal;color:#8FB3FF}
  .hero p.lead{font-size:clamp(16px,1.6vw,20px);color:rgba(255,255,255,.78);max-width:620px}
  .search{margin-top:42px;background:#fff;border-radius:16px;padding:8px;display:flex;gap:8px;max-width:760px;box-shadow:0 24px 60px rgba(0,0,0,.25)}
  .search select,.search input{border:0;font:inherit;font-size:16px;color:var(--ink);background:transparent;outline:none}
  .search select{padding:0 14px;border-right:1px solid var(--line);min-width:130px;cursor:pointer}
  .search input{flex:1;padding:14px 12px;min-width:0}
  .search .btn{border-radius:12px;padding:14px 26px}
  .tags{margin-top:18px;display:flex;flex-wrap:wrap;gap:8px;font-size:14px}
  .tags span{color:rgba(255,255,255,.55)}
  .tags a{padding:5px 12px;border-radius:999px;background:rgba(255,255,255,.1);color:rgba(255,255,255,.88)}
  .tags a:hover{background:rgba(255,255,255,.2)}
  .scroll-cue{position:absolute;left:50%;bottom:28px;transform:translateX(-50%);font-family:Quicksand,sans-serif;font-size:12px;letter-spacing:.2em;color:rgba(255,255,255,.5)}

  /* ---------- Services ---------- */
  .services-head{display:flex;justify-content:space-between;align-items:flex-end;gap:24px;flex-wrap:wrap;margin-bottom:48px}
  .grid-svc{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
  .svc{position:relative;border:1px solid var(--line);border-radius:var(--radius);padding:30px 26px 26px;background:#fff;transition:border-color .2s, box-shadow .2s, transform .2s;display:flex;flex-direction:column;min-height:240px}
  .svc:hover{border-color:transparent;box-shadow:0 18px 40px rgba(31,46,85,.12);transform:translateY(-4px)}
  .svc .ic{width:52px;height:52px;border-radius:14px;background:var(--accent-soft);color:var(--accent);display:grid;place-items:center;margin-bottom:22px}
  .svc.feature{background:var(--navy);color:#fff;border-color:var(--navy)}
  .svc.feature .ic{background:rgba(255,255,255,.12);color:#fff}
  .svc.feature p{color:rgba(255,255,255,.72)}
  .svc h3{font-size:19px;font-weight:700;margin-bottom:8px}
  .svc p{font-size:14.5px;color:var(--muted);flex:1}
  .svc .more{margin-top:18px;font-family:Quicksand,sans-serif;font-size:13px;font-weight:600;letter-spacing:.08em;color:var(--accent)}
  .svc.feature .more{color:#8FB3FF}

  /* ---------- Listings ---------- */
  .listings{background:var(--bg-soft)}
  .filters{display:flex;gap:8px;flex-wrap:wrap;margin:36px 0 28px}
  .chip{border:1px solid var(--line);background:#fff;border-radius:999px;padding:8px 16px;font:inherit;font-size:14px;font-weight:600;color:var(--muted);cursor:pointer}
  .chip.on{background:var(--navy);border-color:var(--navy);color:#fff}
  .grid-items{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
  .item{background:#fff;border-radius:var(--radius);padding:24px;border:1px solid var(--line);display:flex;flex-direction:column;gap:12px;transition:box-shadow .2s}
  .item:hover{box-shadow:0 14px 34px rgba(31,46,85,.1)}
  .item-top{display:flex;justify-content:space-between;align-items:center}
  .badge{font-size:12px;font-weight:700;padding:4px 10px;border-radius:6px;background:var(--accent-soft);color:var(--accent)}
  .badge.lic{background:#EAF7F0;color:#16804A}
  .item-no{font-size:12.5px;color:var(--muted);font-variant-numeric:tabular-nums}
  .item h4{font-size:17px;font-weight:700;line-height:1.45}
  .item .sum{font-size:14px;color:var(--muted);display:-webkit-box;-webkit-line-clamp:3;-webkit-box-orient:vertical;overflow:hidden}
  .item.open .sum{-webkit-line-clamp:unset}
  .item .note{font-size:13px;color:var(--navy);background:var(--bg-soft);border-radius:8px;padding:8px 10px}
  .item .toggle{align-self:flex-start;background:none;border:0;font:inherit;font-size:13px;font-weight:600;color:var(--accent);cursor:pointer;padding:0}
  .item .meta{display:flex;gap:14px;font-size:13px;color:var(--muted);border-top:1px dashed var(--line);padding-top:12px;margin-top:auto}
  .item .meta b{color:var(--ink);font-weight:600}
  .center{text-align:center}
  .sample-note{font-size:13px;color:var(--muted);margin-top:22px}

  /* ---------- Process ---------- */
  .steps{display:grid;grid-template-columns:repeat(4,1fr);gap:0;margin-top:56px;counter-reset:s}
  .step{position:relative;padding:0 22px}
  .step::before{counter-increment:s;content:"0" counter(s);font-family:Quicksand,sans-serif;font-weight:600;font-size:14px;color:var(--accent);letter-spacing:.1em}
  .step .dot{width:64px;height:64px;border-radius:50%;background:var(--navy);color:#fff;display:grid;place-items:center;margin:14px 0 22px;position:relative;z-index:1}
  .step:not(:last-child)::after{content:"";position:absolute;top:68px;left:96px;right:-10px;height:2px;background:repeating-linear-gradient(90deg,var(--line) 0 8px,transparent 8px 14px)}
  .step h3{font-size:19px;margin-bottom:8px}
  .step p{font-size:14.5px;color:var(--muted)}

  /* ---------- Why ---------- */
  .why{background:var(--navy);color:#fff;position:relative;overflow:hidden}
  .why .sec-desc{color:rgba(255,255,255,.7)}
  .why-grid{display:grid;grid-template-columns:1.05fr 1fr;gap:64px;align-items:center}
  .feat{display:grid;grid-template-columns:1fr 1fr;gap:18px}
  .feat div{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.1);border-radius:var(--radius);padding:26px}
  .feat .k{font-family:Quicksand,sans-serif;font-size:12px;font-weight:600;letter-spacing:.16em;color:#8FB3FF}
  .feat h3{font-size:18px;margin:8px 0 6px}
  .feat p{font-size:14px;color:rgba(255,255,255,.68)}
  .why-mark{width:120px;color:#fff;opacity:.9;margin-bottom:26px}

  /* ---------- Contact ---------- */
  .contact-grid{display:grid;grid-template-columns:1fr 1.1fr;gap:56px;align-items:start}
  .info-list{margin-top:32px;display:grid;gap:14px}
  .info-list div{display:flex;gap:14px;align-items:center;font-size:15.5px}
  .info-list .ic{width:42px;height:42px;border-radius:12px;background:var(--accent-soft);color:var(--accent);display:grid;place-items:center;flex:none}
  form{background:var(--bg-soft);border-radius:20px;padding:34px;display:grid;gap:14px}
  .row2{display:grid;grid-template-columns:1fr 1fr;gap:14px}
  label{font-size:13.5px;font-weight:600;color:var(--muted);display:grid;gap:6px}
  input,select,textarea{font:inherit;font-size:15px;padding:12px 14px;border:1px solid var(--line);border-radius:10px;background:#fff;color:var(--ink);outline:none;width:100%}
  input:focus,select:focus,textarea:focus{border-color:var(--accent);box-shadow:0 0 0 3px var(--accent-soft)}
  textarea{min-height:110px;resize:vertical}
  .agree{display:flex;gap:8px;align-items:center;font-size:13.5px;color:var(--muted)}
  .agree input{width:auto}
  form .btn{justify-content:center;padding:15px}

  /* ---------- Footer ---------- */
  footer{background:var(--navy-3);color:rgba(255,255,255,.6);padding:56px 0 40px;font-size:14px}
  .foot{display:flex;justify-content:space-between;gap:32px;flex-wrap:wrap}
  footer .brand{color:#fff}
  .foot-links{display:flex;gap:22px;flex-wrap:wrap}
  .foot-links a:hover{color:#fff}
  .foot-info{margin-top:22px;line-height:1.9}
  .copy{margin-top:28px;padding-top:22px;border-top:1px solid rgba(255,255,255,.1);font-size:13px}

  /* ---------- Responsive ---------- */
  @media (max-width:1024px){
    .grid-svc{grid-template-columns:repeat(2,1fr)}
    .grid-items{grid-template-columns:repeat(2,1fr)}
    .why-grid,.contact-grid{grid-template-columns:1fr;gap:44px}
    .steps{grid-template-columns:repeat(2,1fr);row-gap:44px}
    .step:nth-child(2)::after{display:none}
  }
  @media (max-width:860px){
    .menu,.nav-right .btn,.lang{display:none}
    .burger{display:block}
    .menu.open{display:flex;flex-direction:column;gap:0;position:absolute;top:78px;left:0;right:0;background:#fff;padding:8px 24px 18px;box-shadow:0 12px 24px rgba(0,0,0,.08)}
    .menu.open a{color:var(--ink);display:block;padding:14px 0;border-bottom:1px solid var(--line)}
  }
  @media (max-width:640px){
    .wrap{padding:0 16px}
    section{padding:76px 0}
    .brand-sub{display:none}
    .brand svg{height:38px}
    .search{flex-wrap:wrap}
    .search select{border-right:0;border-bottom:1px solid var(--line);width:100%;padding:12px}
    .search .btn{width:100%;justify-content:center}
    .grid-svc,.grid-items,.feat,.row2{grid-template-columns:1fr}
    .svc{min-height:0}
    .steps{grid-template-columns:1fr}
    .step::after{display:none}
    form{padding:22px}
    .hero-mark{right:-200px;width:520px}
  }

  /* =========================================================
     서비스 상세 페이지 공통
     ========================================================= */
  .page-hero{position:relative;color:#fff;overflow:hidden;padding:170px 0 90px;
    background:radial-gradient(900px 480px at 85% 10%, #2C4280 0%, transparent 60%),linear-gradient(160deg,var(--navy) 0%,var(--navy-3) 100%)}
  .page-hero::before{content:"";position:absolute;inset:0;background-image:linear-gradient(rgba(255,255,255,.04) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.04) 1px,transparent 1px);background-size:56px 56px;mask-image:linear-gradient(180deg,#000 20%,transparent)}
  .page-hero .hero-mark{width:min(560px,60vw)}
  .page-hero .wrap{position:relative}
  .crumb{font-size:13.5px;color:rgba(255,255,255,.6);display:flex;gap:8px;flex-wrap:wrap;margin-bottom:22px}
  .crumb a:hover{color:#fff}
  .page-hero h1{font-size:clamp(32px,4.6vw,54px);font-weight:800;letter-spacing:-.03em;line-height:1.2;margin:14px 0 18px}
  .page-hero .lead{font-size:clamp(16px,1.5vw,19px);color:rgba(255,255,255,.78);max-width:680px}
  .hero-cta{display:flex;gap:10px;flex-wrap:wrap;margin-top:34px}
  .svc-tabs{display:flex;gap:6px;flex-wrap:wrap;margin-top:56px}
  .svc-tabs a{font-size:14px;font-weight:600;padding:9px 16px;border-radius:999px;color:rgba(255,255,255,.75);border:1px solid rgba(255,255,255,.18)}
  .svc-tabs a:hover{color:#fff;border-color:rgba(255,255,255,.45)}
  .svc-tabs a.on{background:#fff;color:var(--navy);border-color:#fff}

  .sec-head{margin-bottom:44px}
  .sec-soft{background:var(--bg-soft)}
  .cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
  .cards.c2{grid-template-columns:repeat(2,1fr)}
  .cards.c4{grid-template-columns:repeat(4,1fr)}
  .card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px 26px}
  .sec-soft .card{border-color:transparent}
  .card .ic{width:48px;height:48px;border-radius:13px;background:var(--accent-soft);color:var(--accent);display:grid;place-items:center;margin-bottom:18px}
  .card h3{font-size:18px;font-weight:700;margin-bottom:8px;line-height:1.4}
  .card p{font-size:14.5px;color:var(--muted)}

  .opts{display:grid;grid-template-columns:repeat(2,1fr);gap:20px}
  .opt{border:1px solid var(--line);border-radius:18px;padding:34px 32px;background:#fff;display:flex;flex-direction:column}
  .opt.dark{background:var(--navy);border-color:var(--navy);color:#fff}
  .opt .tag{display:inline-block;font-size:12px;font-weight:700;letter-spacing:.04em;padding:5px 11px;border-radius:999px;background:var(--accent-soft);color:var(--accent);align-self:flex-start}
  .opt.dark .tag{background:rgba(255,255,255,.12);color:#8FB3FF}
  .opt h3{font-size:24px;font-weight:800;margin:16px 0 10px;letter-spacing:-.02em}
  .opt > p{font-size:15px;color:var(--muted)}
  .opt.dark > p{color:rgba(255,255,255,.72)}
  .opt ul{list-style:none;margin-top:22px;display:grid;gap:11px;padding-top:22px;border-top:1px solid var(--line)}
  .opt.dark ul{border-color:rgba(255,255,255,.14)}
  .opt li{font-size:14.5px;display:flex;gap:10px;align-items:flex-start}
  .opt li::before{content:"";flex:none;width:18px;height:18px;margin-top:2px;border-radius:50%;background:var(--accent-soft) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%233D7BFF' stroke-width='3'%3E%3Cpath d='M6 12l4 4 8-8'/%3E%3C/svg%3E") center/12px no-repeat}
  .opt.dark li::before{background-color:rgba(255,255,255,.12)}

  .numlist{display:grid;grid-template-columns:repeat(2,1fr);gap:14px 28px;counter-reset:n;list-style:none}
  .numlist li{counter-increment:n;display:flex;gap:16px;align-items:flex-start;padding:18px 0;border-bottom:1px solid var(--line)}
  .numlist li::before{content:counter(n,decimal-leading-zero);font-family:Quicksand,sans-serif;font-weight:600;color:var(--accent);font-size:15px;min-width:26px;padding-top:1px}
  .numlist b{display:block;font-size:16px;margin-bottom:2px}
  .numlist span{font-size:14px;color:var(--muted)}

  .callout{display:flex;gap:14px;align-items:flex-start;background:#FFF8E8;border:1px solid #F5E2B0;color:#6B5212;border-radius:14px;padding:18px 20px;font-size:14.5px;margin-top:28px}
  .callout svg{flex:none;margin-top:2px}
  .fee{display:flex;justify-content:space-between;align-items:center;gap:24px;flex-wrap:wrap;background:var(--navy);color:#fff;border-radius:18px;padding:30px 34px;margin-top:56px}
  .fee h3{font-size:20px;margin-bottom:4px}
  .fee p{color:rgba(255,255,255,.7);font-size:14.5px}

  .faq{max-width:860px;margin:0 auto;display:grid;gap:12px}
  .faq details{background:#fff;border:1px solid var(--line);border-radius:14px;padding:0 24px}
  .faq summary{cursor:pointer;list-style:none;font-weight:700;font-size:16.5px;padding:20px 30px 20px 0;position:relative}
  .faq summary::-webkit-details-marker{display:none}
  .faq summary::before{content:"Q";color:var(--accent);font-family:Quicksand,sans-serif;margin-right:10px}
  .faq summary::after{content:"";position:absolute;right:2px;top:50%;width:10px;height:10px;border-right:2px solid var(--muted);border-bottom:2px solid var(--muted);transform:translateY(-70%) rotate(45deg);transition:transform .2s}
  .faq details[open] summary::after{transform:translateY(-30%) rotate(-135deg)}
  .faq details p{color:var(--muted);font-size:15px;padding:0 0 22px 26px}

  .apply-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:56px;align-items:start}
  .checks{display:flex;flex-wrap:wrap;gap:8px}
  .checks label{display:inline-flex;flex-direction:row;align-items:center;gap:7px;background:#fff;border:1px solid var(--line);border-radius:10px;padding:10px 14px;font-size:14.5px;font-weight:500;color:var(--ink);cursor:pointer}
  .checks input{width:auto;accent-color:var(--accent)}
  .checks label:has(input:checked){border-color:var(--accent);background:var(--accent-soft)}
  fieldset{border:0;display:grid;gap:6px}
  legend{font-size:13.5px;font-weight:600;color:var(--muted);margin-bottom:6px}
  .apply-side ul{list-style:none;display:grid;gap:12px;margin-top:26px}
  .apply-side li{display:flex;gap:10px;font-size:15px}
  .apply-side li::before{content:"✓";color:var(--accent);font-weight:800}

  .menu a.on{color:var(--accent)}
  header.scrolled .menu a.on{color:var(--accent)}

  @media (max-width:1024px){
    .cards,.cards.c4{grid-template-columns:repeat(2,1fr)}
    .apply-grid{grid-template-columns:1fr;gap:40px}
  }
  @media (max-width:640px){
    .page-hero{padding:130px 0 64px}
    .cards,.cards.c2,.cards.c4,.opts,.numlist{grid-template-columns:1fr}
    .opt{padding:26px 22px}
    .fee{padding:24px}
    .svc-tabs{margin-top:36px}
  }